Which plan should you pick?
Cursor’s plans changed on October 12, 2026, when Cursor started selling through The X Subscription, the bundle that also includes Grok and X Premium. Each paid plan gets one pool of usage for Cursor’s own models (Grok and Composer). Claude, GPT and Gemini are billed separately. So the first question is which models you want.
- Free is for trying Cursor: limited Agent and Chat usage plus Tab completions on Cursor’s own models.
- Plus ($8/month) works if you’re happy with Grok and Composer only. It has no Auto mode, no Cloud Agents or Automations, no Bugbot, no third-party models and no own API keys. Cursor’s pricing page footnote says Plus is “only Grok models”, while its models documentation also lists Composer 2.5. We report the docs, which are more detailed.
- Premium ($30/month) is the plan most developers want. It has 4x the Plus usage and adds Cloud Agents, Automations, Bugbot code review and Origin code hosting. It’s also the cheapest plan that can use Claude, GPT and Gemini or your own API keys. Cursor maps legacy Pro subscribers to this plan.
- Super ($100/month) and Ultra ($200/month) add more of the same pool: 15x and 50x Plus usage. Super gets priority access at peak times, and Ultra gets early access to new products and models. They make sense if you use Cursor’s own models all day. They don’t make Claude or GPT any cheaper.
Paying yearly costs ten months’ worth: $80, $300, $1,000 or $2,000.
How the usage limits work
Each paid plan includes one pool of usage for Cursor’s models, which refreshes weekly. The pool is shared with Grok chat, Grok Imagine, Voice and Grok Bot. If you also use Grok heavily, you’ll have less left for coding. The Grok API is billed separately and doesn’t use the pool.
Cursor doesn’t publish the pool’s unit or size. Plans are described only relative to Plus (4x, 15x, 50x), and different models use the pool at different rates. Your usage page and the dashboard at grok.com show what’s left and when it resets.
When the pool runs out, you can:
- wait for the weekly reset,
- pay from prepaid credit, with one-off top-ups or auto top-up, at the same per-model rates, or
- upgrade to a bigger plan.
Cursor says requests are never downgraded in quality or speed when you’re over. Prepaid credit is charged up front and expires 365 days after purchase. You can set a monthly limit on extra usage, which pauses usage even if you still have credit. Unused included usage doesn’t roll over.
What Claude, GPT and Gemini cost in Cursor
Third-party models are not part of the included pool on any plan. On Premium and higher, they’re charged at the provider’s API list price from the first request, paid from your prepaid credit. For heavy Claude or GPT users, the real monthly bill is the plan price plus that credit.
Two ways to change that math:
- Bring your own API key. Premium, Super and Ultra, plus the legacy Pro, Pro+ and Ultra plans, accept keys from OpenAI, Anthropic, Google, Azure and AWS Bedrock. On individual plans the provider bills you directly, and nothing comes out of your pool or credit. Requests still go through Cursor’s servers. Free and Plus can’t use your own keys.
- Stay on Cursor’s models. Grok and Composer come out of the included pool, so they cost nothing extra until the pool runs out.
On individual plans, Auto mode is limited to its cost-saving setting.
Teams and Enterprise
- Teams seats cost $30, $100 or $200 per user per month, matching Premium, Super and Ultra. You can mix seat types in one team. Plus seats aren’t available, and $0 free seats come with no usage. Cursor doesn’t list yearly Teams prices.
- On top of API list price, teams pay a Cursor Token Rate of $0.25 per million tokens (input, output and cached) on third-party models. The rate also applies when team members use their own API keys. It doesn’t apply to Grok, Composer, Auto’s cost-saving mode or some cheaper models such as Claude Haiku 5.5, GPT-5 Mini and Gemini Flash. Individual plans don’t pay it.
- Enterprise is priced by sales and adds pooled usage, invoice and purchase-order billing, SCIM, audit logs and priority support.
Legacy Pro, Pro+ and Ultra: keep or switch?
Cursor’s legacy plans are Hobby (free), Pro ($20), Pro+ ($60), Ultra ($200), Teams Standard ($40/user) and Teams Premium ($120/user), plus Start ($649 rupees/month) in India. New customers can’t buy them, but existing subscribers keep them until they switch or cancel, and can still move between legacy plans. Cursor hasn’t announced a deadline.
If you switch, Cursor maps:
| Legacy plan | New plan |
|---|---|
| Pro | Premium |
| Pro+ | Super |
| Ultra | Ultra |
| Teams Standard | Premium seats |
| Teams Premium | Super seats |
Cursor says the new plans give “at least twice” the Cursor-model usage, and it refunds unused time on your old plan pro rata, except for App Store subscriptions. The switch is permanent.
The trade-off depends on which models you use. On the new plans, Claude and GPT come out of prepaid credit, not included usage. If most of your work runs on Claude or GPT, compare your recent usage with those API prices before you switch. Max Mode, which adds 20% to API rates, exists only on legacy plans.
Other costs
- Bugbot has no separate subscription. Reviews use your included usage first, then prepaid credit. Cursor puts the average review at $1.00 to $1.50. It isn’t available on Free or Plus.
- Tax is extra on every plan.
- Students get no official discount. Cursor’s students page points to the free plan and to promotions at campus and online events.